Is your family and wealth protected?

We all expect to live forever and we are often reluctant to contemplate what may happen after we leave this earth.

When this day does eventually come, you unfortunately will not be around to provide your loved ones with emotional or physical support, however if you take the appropriate and necessary steps now, you should be able to help provide for them financially.

Most people think of Wills when they hear the words ‘Estate Planning’, however many do not realise that your Superannuation and any Life insurance held within your Superannuation fund, do not automatically form part of your ‘estate’ and therefore are not covered by this important legal document (Will).

Superannuation has a number of very interesting and valuable strategies

and mechanisms that can be used to ensure that your dependents and beneficiaries receive the maximum financial benefit from the assets that you have accumulated and grown during your lifetime.

It is important to review these strategies against your current personal, family and financial position and to devise a plan to ensure that these strategies utilising Superannuation work in conjunction with and compliment your Will and the directives within.

Having the appropriate strategy and documents in place could result in a significant financial upside to your family.  Providing them with ‘peace of mind’ during the difficult period.

Ocean Advice can assist with the co-ordination and implementation of this strategy in conjunction with your current legal firm or one of our preferred legal professionals.  Book an appointment today to discuss your financial Estate Planning needs.

Do you have a financial action plan?

  • Do you have financial goals like saving for a new home, your child’s education, a holiday, or early retirement?
  • Achieving financial security requires time and effort, seldom will luck alone get you there.
  • Whether you are currently using a financial adviser, starting your advice journey or simply want to review your current situation, having an action plan is critical to prepare for the years ahead.

Want to discuss further? At Ocean Advice, we offer you a complimentary review of your financial situation, select a suitable time by clicking here.

GENERAL ADVICE WARNING | The information provided in this article is for general information purposes only. It is not intended to be, nor should it be read as personal financial advice. Before acting on any of the information contained in this article you should obtain advice from a specialist advisor, which is appropriate to your specific needs, objectives and financial situation.

Ocean Advice

Street Address
Marquesas North, First Floor
17/247 David Low Way
Peregian Beach, Qld, 4573

Postal Address
PO Box 114
Coolum Beach QLD 4573

Phone 07 5471 2099

ABN 54 168 712 052

Corporate Authorised Representative No.458027 of Advice IQ Partners Pty Ltd ABN 95 134 016 210

Australian Financial Services License No. 332957

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